Duration for Covered Employees How Long Does Cobra Health Insurance Last? If the qualifying event is the employee's death, the employee's divorce or legal separation, or the dependent's loss of dependent status under the plan, COBRA benefits last for 36 months. COBRA insurance coverage typically lasts 18 months for those who have lost their health insurance coverage because of a termination or due to a reduction in hours. Within 30 days of your retirement date, your employer must notify you whether you're eligible for COBRA. COBRA requires that continuation coverage extend from the date of the qualifying event for a limited period of 18 or 36 months. Similarly, COBRA coverage is continuous until you terminate it or until the benefits expire, usually after 18 months. The length of time depends on the type of qualifying event that gave rise to the COBRA rights. However, hopefully you can reduce the grey or muddy areas. We need you to answer this question! Posted on Jan 2, 2019 in Healthcare.gov , News COBRA health insurance was created with the Comprehensive Budget and … You have 60 days to sign up. If the qualifying event is the employee's quitting, termination, or reduction in hours, COBRA benefits last for 18 months. If you know the answer to this question, please register to join our limited beta program and start the conversation right now! By law, COBRA coverage must begin on the day immediately after your group health coverage otherwise would end. How Long Does COBRA Health Insurance Last?. You cannot save premium dollars by skipping a few months or even a few days before COBRA begins. UpCounsel accepts only the top 5 percent of lawyers to its site. 3 Choose for yourself how long does cobra insurance last! Contents1 Why do you need how long does cobra insurance last? Should I notify my employer of my intentions? Let’s examine these time frames. You’ve likely heard of COBRA before, though the name doesn’t give much away as to what it actually does. How long do I have to decide whether I want to continue my coverage under COBRA? HOW LONG DOES COBRA COVERAGE LAST? Lawyers on UpCounsel come from law schools such as Harvard Law and Yale Law and average 14 years of legal experience, including work with or on behalf of companies like Google, Menlo Ventures, and Airbnb. The length of time you can keep COBRA coverage depends on your qualifying event (see the next section). Whether or not you can keep your COBRA coverage will be determined by your qualifying event. How long does Cal COBRA last? If your group coverage ends due to employment termination or reduction in employment hours, COBRA coverage may last for up to 18 months. When in doubt, contact our COBRA support team or check out the Department of Labor COBRA FAQ. A plan, however, may provide longer periods of … Under the Consolidated Omnibus Budget Reconciliation Act, continuation of health coverage starts from the date the covered employee’s health insurance ends and, depending on the type of qualifying event, may last for 18 months, 29 months or 36 months. 2 how long does cobra insurance last and risk reduction. But how long does COBRA last? While the question “How long does COBRA last?” seems simple, COBRA is not always black and white. If you want to learn more about how long COBRA lasts, you can post your legal need on UpCounsel’s marketplace. Practically every person has insurance policy […]